These days people travel a lot not only within their own country but also across the world. So it is important for you to have Gap Year Travel Insurance irrespective of your age. Whether you are a student or an employee or just a leisure tourist this insurance is a must for you.
It will be of great help if you fall sick or get injured abroad. In such cases foreign Embassies send little help. They can inform your family or relatives. But you are not going to get any monetary help. This insurance also covers cases like loosing your passport or your belongings being stolen.
So do a little bit of research and pick up the policy that best suits you.