Businesses and Individuals alike need a good insurance provider on their side in case of an unexpected and unfortunate event. The insurance that individuals and businesses need is somewhat different, but there are many insurance companies in the United States that offer both commercial insurance lines and personal insurance lines. This Liberty Mutual review will help you determine if Liberty Mutual is a good choice for your insurance needs or if your insurance needs would be better suited by a different insurance provider.
Liberty Mutual Review – Worldwide Insurance Giant
Started in 1912 and originally known as the Massachusetts Employee’s Insurance Association, or MEIA, the company we now know as Liberty Mutual has grown at an incredible rate. The name was changed to Liberty Mutual in 1917, five years after their start in Boston, Massachusetts. They are now among the largest insurance providers for property and casualty coverage in the United States; the third largest to be more precise. Their company’s headquarters is still located in Boston, Massachusetts, but Liberty Mutual Insurance is available all over the United States and they offer a wide range of insurance products for individuals and for businesses.
The types of insurance offered by Liberty Mutual for individuals include automobile insurance and motorcycle insurance for vehicles. Life insurance options are available and include term life insurance, permanent life insurance and annuities. For the home or property, Liberty Mutual offers home owner’s insurance, renter’s insurance, condominium insurance, mobile home insurance and flood insurance. Protection for an individual’s financial future is not left out either. Liberty Mutual offers excess personal liability insurance or umbrella insurance and identity theft expense coverage.
Businesses can obtain insurance policies through Liberty Mutual as well. They offer a wide variety of insurance types and policies to cover just about any business’s needs regardless of the size of the company. Some of the insurance products offered for businesses are commercial automobile and fleet insurance, general liability insurance, umbrella and excess liability insurance, worker’s compensation insurance and commercial property insurance to name a few.
Liberty Mutual Complaints
Liberty Mutual Complaints do exist, although there are not an excessive number of them out there. The all too common customer service complaints that occur with most insurance companies are present in the mix. Other Liberty Mutual complaints identify an issue with correspondence with the company, stating that their response to an email or time taken to make a return phone call is unsatisfactory. There are complaints about the claims taking a long time to be processed as well.
Liberty Mutual Quotes
Obtaining Liberty Mutual quotes is a fairly easy process. You have the option to get Liberty Mutual quotes online at their website, www.libertymutualgroup.com, using their online quote tool. You can also call them using their toll-free phone number, 1-800-786-1850, and speak to a representative about getting your Liberty Mutual quotes. A local insurance agent can get you a quote for a Liberty Mutual policy as well. If you are not sure which insurance agents in your area represent Liberty Mutual, there is a tool on their website that will locate them for you using your zip code.